Supreme Court of India (Division Bench (DB)- Two Judge)

Appeal (Civil), 5038 of 2009, Judgment Date: Feb 08, 2016

                                                            Reportable
                        IN THE SUPREME COURT OF INDIA

                        CIVIL APPELLATE JURISDICTION

                        CIVIL APPEAL No.5038 OF 2009


      Surjeet Singh Bhamra                                    ……Appellant(s)


                                  VERSUS


      Bank of India & Ors.                                   ……Respondent(s)




                               J U D G M E N T

     Abhay Manohar Sapre, J.
      1)    This appeal is filed against the final judgment and order  dated
      09.05.2007 passed by the High Court of Madhya Pradesh at  Jabalpur  in
      Writ Appeal No. 171 of 2006 whereby the Division  Bench  of  the  High
      Court dismissed the appeal filed by the  appellant  preferred  against
      the judgment and order dated 20.04.2006 of the  Single  Judge  of  the
      High Court in Writ Petition No. 3842 of 2002 by which the Single Judge
      dismissed the writ petition of the appellant wherein the challenge was
      to the order dated 20.03.2001 passed by the  Chief  Manager,  Bank  of
      India (respondent No.3 herein) imposing the punishment of reduction of
      his basic pay by five stages on the appellant.
      2)    In order to appreciate the issue involved in this appeal, it  is
      necessary to set out the relevant facts in brief infra.
      3)    The appellant was an employee of the  Bank  of  India.   He  was
      posted  as  Branch  Manager,  Panagar  Branch,  Jabalpur  Region  from
      04.07.1996 to 26.05.1999.  According  to  the  appellant,  during  his
      tenure, the profits of the said Branch were increased from 2 lakhs  to
      30 lakhs, deposits were increased from  6  crores  to  11  crores  and
      advances were increased from 2 crores to 4 crores.  The appellant also
      claimed that the NPA of the Branch fell  down  from  57  lakhs  to  20
      lakhs.  The appellant claimed that due to his  good  performance,  his
      Branch won the award of Best Branch of the Year.
      4)    On 08.09.2000, a memo was issued by the Chief Regional  Manager,
      Bank of India, Jabalpur  to  the  appellant  mentioning  therein  that
      during  his   tenure   as   Manager   of   Panagar   Branch,   certain
      irregularities/lapses were reported in  disbursement  of  loans.   The
      details of several irregularities alleged to have  been  committed  by
      the appellant were mentioned in the memo.  The appellant was asked  to
      submit his reply.  On 18.10.2000, the appellant submitted his reply to
      the Chief Regional Manager, Jabalpur.
      5)     On  01.11.2000,   the   respondent-Bank   announced   Voluntary
      Retirement Scheme, 2000 (in short ‘Scheme’) with a  view  to  lay  off
      approx. 6000 extra employees.  Accordingly, offers were  made  to  the
      staff in general for  opting  voluntary  retirement  pursuant  to  the
      Scheme on or before 31.12.2000.
      6)     In  response  to  the  said  Scheme,  the  Bank  received  7600
      applications  as  against  6000.   The  appellant  also  applied   for
      voluntary retirement on 16.11.2000. The appellant  on  05.01.2001  was
      informed that his application is in the process.
      7)    On 02.03.2001, the appellant was served with  the  charge-sheet.
      The  charges  were  in  relation  to  the  irregularities  which  were
      mentioned in the memo dated 08.09.2000.
      8)    The appellant filed his reply on 13.03.2001 to the  charge-sheet
      and accepted all the charges contained therein unconditionally.
      9)    By order dated 20.03.2001, the Chief Manager, Dewas  Branch  and
      Disciplinary Authority, passed  an  order  awarding  the  consolidated
      penalty of reduction in the pay of the appellant by five stages in the
      time scale for a period of 3 years and on the expiry of  such  period,
      the reduction  was  to  have  the  effect  of  postponing  the  future
      increments of his pay to the extent in terms of Regulation No.4(1)  of
      Bank of India Officer Employees’ (Discipline  &  Appeal)  Regulations,
      1976 ( in short “the Regulations”).
      10)   After passing of the order of  punishment,  the  Chief  Regional
      Manager accepted the appellant’s application for voluntary  retirement
      by letter dated 19.06.2001.  In this way, the appellant stood  retired
      from the services of Bank w.e.f. 19.06.2001.
      11)   Being aggrieved by the said order of punishment,  the  appellant
      preferred a departmental appeal before  the  Zonal  Manager,  Bank  of
      India,  Ujjain  Zone.   By  order  dated  21.06.2002,  the   Appellate
      Authority dismissed the appeal.
      12)    Challenging  the  said  order,  the  appellant  preferred  writ
      petition being W.P. No.3842 of 2002 before the High Court.  The Single
      Judge of the High Court by order dated 20.04.2006, dismissed the  writ
      petition.
      13)   Against the order of the Single Judge, the  appellant  filed  an
      intra court appeal being W.A. No. 171 of 2006 before the  High  Court.
      The  Division  Bench  of  the  High  Court  by  impugned  order  dated
      09.05.2007 dismissed the appeal and upheld the findings of the  Single
      Judge.
      14)    Aggrieved  by  the  said  order,  the  appellant-employee   has
      preferred this appeal by way of special leave before this Court.
      15)   Heard Mr. Mehul M. Gupta, learned counsel for the appellant  and
      Mr. S. Gopakumaran Nair, learned senior counsel for  the  respondents.


      16)   Mr. Mehul M. Gupta, learned Counsel for  the  appellant-employee
      while assailing the legality and correctness  of  the  impugned  order
      urged many-fold submissions.  In the first instance,  learned  counsel
      contended that the High Court erred in dismissing the appellant's writ
      petition and his intra court appeal thereby  erred  in  upholding  the
      punishment order dated 20.03.2001 passed by the Bank.
      17)   It was his  submission  that  once  the  appellant  applied  for
      voluntary retirement by ensuring compliance of the requirements of the
      Scheme then  it was obligatory on the part of the Bank to have  passed
      an order either by accepting or rejecting the appellant’s  application
      on or before 31.12.2000 as prescribed in the Scheme.
      18)   Learned counsel pointed out that since the Bank failed  to  pass
      any order on the appellant's application on or before 31.12.2000,  its
      effect was that the appellant's application  was  deemed  accepted  by
      “deeming fiction” and as a consequence thereof,  the  appellant  stood
      retired from the services of the Bank on 31.12.2000.
      19)   Learned counsel  contended  that  in  these  circumstances,  the
      relationship of employer and employee between the  appellant  and  the
      Bank came to an end on 31.12.2000 and,  therefore,  the  Bank  had  no
      right to take any action against the appellant much less to serve  any
      charge-sheet and hold an inquiry  into  those  charges  and  impose  a
      punishment by passing order dated 20.03.2001.
      20)   Learned counsel further urged that though the order of voluntary
      retirement was issued by the Bank on 19.06.2001 yet according  to  him
      such order was deemed to have been passed  on  31.12.2000  because  in
      terms of the Scheme, an order of acceptance or relieving or  rejection
      of voluntary retirement was required to be passed by the  Bank  on  or
      before  31.12.2000.  In other words, the submission was that since the
      compliance of several clauses of the Scheme was mandatory for the Bank
      and,  therefore,  if  the  Bank  failed  to  pass  any  order  on  the
      application by 31.12.2000, it only meant that either  the  application
      stood automatically allowed on  31.12.2000  or  the  order  passed  on
      19.06.2001 by which the appellant’s application had been accepted  was
      deemed to have been passed on 31.12.2000.  In either  way,  therefore,
      the appellant’s retirement, according to learned  counsel,  came  into
      force w.e.f. 31.12.2000 and not from 19.06.2001.
      21)    Learned counsel then submitted that the punishment  imposed  on
      the appellant is not  legally  sustainable  because  the  disciplinary
      proceedings which culminated in  passing  the  punishment  order  were
      initiated by the Bank after 31.12.2000, i.e. on 02.03.2001,  when  the
      relationship of employee and employer between the parties had  already
      ceased due to acceptance  of  appellant’s  application  for  voluntary
      retirement on 31.12.2000 and hence the Bank had no right  to  initiate
      any disciplinary proceedings  on  and  after  31.12.2000  against  the
      appellant.
      22)   Learned counsel lastly submitted that since on assurance of  the
      Bank, the appellant admitted the  charges  and,  therefore,  the  Bank
      ought not to have imposed any punishment on acceptance of  appellant’s
      application for voluntary retirement.  It was also urged that  in  any
      case, looking to the past performance and unblemished  career  of  the
      appellant and having  regard  to  the  gravity  of  the  charges,  the
      punishment inflicted on the appellant  is  excessive  and,  therefore,
      liable to be quashed.
      23)   In reply,  learned  counsel  for  the  respondent  (Bank)  while
      supporting the impugned  order  urged  that  no  interference  in  the
      impugned order is called for and the grounds on which  punishment  was
      upheld by the High Court deserve  to  be  upheld  by  this  Court  and
      lastly, the grounds urged by the learned counsel for the appellant  in
      support of this appeal also have no merit.
      24)    Learned counsel elaborated his submission  by  contending  that
      the reading of the Scheme as a whole would go to  show  that  firstly,
      the appellant was not eligible for consideration because  disciplinary
      proceedings were in contemplation against him and later initiated also
      and even if, he was held eligible to apply pursuant to the Scheme  yet
      according to learned counsel, the Bank was within their rights to pass
      orders on his  application  made  for  voluntary  retirement  only  on
      conclusion of   disciplinary  proceedings  and  which  the  Bank  also
      rightly passed by accepting the application on 19.06.2001.
      25)   Learned Counsel further pointed out  that  the  Scheme  did  not
      provide any consequence in  case  if  the  applications  submitted  by
      employees remain pending on 31.12.2000.  It  was  urged  that  in  the
      absence of any specific consequences not being provided in the  Scheme
      in relation to pending applications on 31.12.2000, there could  be  no
      deemed acceptance of such applications on 31.12.2000 as was  urged  by
      the learned counsel for the appellant.  It was more so as the  learned
      counsel pointed out that the Scheme had  provided  that  no  voluntary
      retirement of any employee would come into force unless  an  order  is
      passed by the Bank on his application. In other words, the  submission
      was that every application made by the employee  was  required  to  be
      disposed of by passing an order by the Bank and, therefore, so long as
      the order had not been passed, the applications would remain  pending.


      26)   Learned counsel urged that  the  Scheme  was  directory  in  its
      compliance insofar as the Bank was concerned and, therefore, the  Bank
      was within its rights to decide the pending  applications  even  after
      31.12.2000 regardless of any time constraint on the Bank  in  deciding
      such  applications.  Learned  counsel  urged  that  the  principle  of
      “deeming fiction” in these circumstances had  no  application  to  the
      Scheme for want of any specific clause in the  Scheme  providing  such
      fiction.
      27)   Learned counsel further pointed out that since the appellant was
      in services of the Bank till 19.06.2001, the  Bank  was  within  their
      rights to issue charge-sheet and conclude the disciplinary proceedings
      before 19.06.2001 and which the Bank did when it  served  the  charge-
      sheet on the appellant on 02.03.2001 and passed the  punishment  order
      on 20.03.2001  on  the  basis  of  admission  made  by  the  appellant
      admitting the charges leveled against him.
      28)   Lastly, learned counsel submitted that in the light of his above-
      mentioned  submissions  coupled  with  the  fact  that  there  was  no
      challenge to the order  dated  19.06.2001  by  which  the  appellant’s
      application for voluntary retirement was accepted, no case is made out
      by the appellant for quashing the punishment  order  dated  20.03.2001
      which was rightly confirmed by the Appellate Authority, Writ Court and
      lastly by the Division Bench.
      29)   Having heard the learned counsel for the parties and on  perusal
      of the record of the case, we find no substance in the submissions  of
      learned counsel for the appellant.
      30)   In our considered  opinion,  the  fate  of  the  appeal  largely
      depends upon answering three questions,  viz.,  firstly,  whether  the
      Scheme in question  and,  in  particular,  its  relevant  clauses  are
      mandatory or directory for ensuring their compliance by the  appellant
      and the Bank; Secondly, what is the effect of the Scheme on the rights
      of the appellant and  the  Bank  for  deciding  the  legality  of  the
      punishment order impugned in these proceedings;  and  lastly,  whether
      any case is made out to set aside the punishment order.
      31)   At the outset, we may state that the appellant did not challenge
      the  order  dated  19.06.2001  passed  by  the  Bank,  by  which   his
      application for voluntary retirement was  accepted  but  confined  his
      challenge in these proceedings only to the order dated  20.03.2001  by
      which he was awarded punishment of reduction of his  basic  salary  in
      five  stages  in  time  scale  for  a  period  of  3  years  and   its
      consequential effect in pay fixation as detailed in the order.
      32)   Since the learned  counsel  for  the  parties  have  extensively
      referred to the various clauses of the Scheme to show its  object  and
      effect for deciding the legality of the punishment order, we  consider
      it apposite to refer to these clauses infra:
           “BANK OF INDIA VOLUNTARY RETIREMENT SCHEME-2000


           A. ELIGIBILITY:
                 All permanent employees  of  the  Bank  with  15  years  of
           service or 40 years of age, as on 01.11.2000.


           The  following  employees  are  not   eligible   for   Voluntary
           Retirement under the Scheme:-


           a)    Specialists Officers/Employees who have  executed  service
           bonds and have  not  completed  it,  Employees/Officers  serving
           abroad under Special Arrangements/Bonds, will  not  be  eligible
           for VRS (the Board of Directors may however waive this,  subject
           to fulfillment of this bond/other requirements).


           b)     Employees  against  whom  disciplinary  proceedings   are
           contemplated/pending or are under suspension.
           c)    Employees appointed on contract basis.


           d)    Any other category of employees as may be specified by the
           Board.


           F)     The  Competent  Authority  may  accept  or   reject   the
           application of an employee for voluntary retirement  keeping  in
           view  the  organizational  requirements  or  any  administrative
           reason and the decision of  the  Competent  Authority  shall  be
           final. No voluntary retirement shall come into effect unless the
           Competent Authority has passed orders accepting the  application
           of the employees to retire voluntarily under the Scheme.


           G)    Acceptance and Relieving/Rejection:


                 On acceptance of the application for  voluntary  Retirement
           of an employee by the Competent  Authority,  the  acceptance  as
           well as the date of  relieving  shall  be  communicated  to  the
           employee through for controlling office/s.  the  employee  shall
           stand  relieved  on   the   date   stipulated   in   the   above
           communication. The entire process of  acceptance  and  relieving
           shall be concluded not later than 31.12.2000.


                 In case, the application for  voluntary  Retirement  of  an
           employee is rejected by the Competent Authority, an order giving
           reasons for the same shall be passed by the Competent  Authority
           and communicated to the employee through the controlling office,
           on or before 31.12.2000.




           I. EFFECTIVE DATE:


                 The Scheme will be effective from 15.11.2000 and will be in
           operation for a period of 1 month i.e. up to 14.12.2000 and  can
           be withdrawn at the discretion of the Bank at any  time  without
           assigning any reason.
           J. RIGHT TO AMEND/ALTER :


                 The Bank reserves the right to alter and/or amend the above
           conditions of the Scheme. The applications made under the Scheme
           will be irrevocable and the employees will not have the right to
           withdraw the application once submitted.”


      33)   Mere perusal of the afore-quoted clauses would go to  show  that
      the application for voluntary  retirement  was  to  be  filed  by  the
      employee on or before 14.12.2000 and on such application being  filed,
      the employee had no right to  withdraw  the  application.  The  Scheme
      provided that any employee against whom some disciplinary  proceedings
      are contemplated or pending or if he is under suspension  then  he  is
      not eligible to apply for voluntary retirement under the Scheme.   The
      Scheme further provided that the Bank is required to  pass  orders  on
      the application (accepting or rejecting) and complete all  proceedings
      arising therefrom on or before 31.12.2000. The  Scheme  also  provided
      that no voluntary retirement of an employee  would  come  into  effect
      unless the Bank passes an order on the application.
      34)   Before we examine the questions  arising  in  the  case,  it  is
      necessary to see the law, which applies to the case in hand.
      35)   A three-Judge Bench of this Court in Balwant Singh  &  Ors.  vs.
      Anand Kumar Sharma & Ors.,  (2003)  3  SCC  433  while  examining  the
      provisions of Bihar Buildings (Lease, Rent and Eviction)  Control  Act
      explained as to under what circumstances, the duty cast upon a private
      party is said to be mandatory and why it is said to be  directory  for
      any public functionary.  This is what was held in paragraph 7 of  this
      decision:
           “7. Yet there is another aspect of the matter  which  cannot  be
           lost sight of. It is a well-settled principle that if a thing is
           required to be done by a private person within a specified time,
           the same  would  ordinarily  be  mandatory  but  when  a  public
           functionary is required to perform a public  function  within  a
           time-frame, the same will be held to  be  directory  unless  the
           consequences therefor are specified. In  Sutherland’s  Statutory
           Construction, 3rd Edn., Vol. 3, at p. 107,  it  is  pointed  out
           that  a  statutory  direction  to  private  individuals   should
           generally be considered as mandatory and that the rule  is  just
           the opposite to  that  which  obtains  with  respect  to  public
           officers. Again, at p. 109, it is pointed  out  that  often  the
           question as to whether a  mandatory  or  directory  construction
           should be given to a statutory provision may be determined by an
           expression in the statute itself of the result that shall follow
           non-compliance with the provision. At p. 111  it  is  stated  as
           follows:
                 “As a corollary of the rule outlined above, the  fact  that
                 no  consequences  of  non-compliance  are  stated  in   the
                 statute, has been considered as a factor tending towards  a
                 directory construction. But this is only an element  to  be
                 considered, and is by no means conclusive.”


      36)   Later, a question arose in the case of Visitor, AMU &  Ors.  vs.
      K.S. Misra, (2007) 8 SCC 593  as to whether a clause in a  Statute  of
      the Benaras Hindu University  which  inter  alia  provided  for  doing
      certain act   within a specified time by the party concerned, if it is
      not done within the time specified  in  a  particular  clause  of  the
      Statute then whether such clause would be construed as being directory
      or mandatory in nature and secondly, what would be the effect  if  the
      Statute did not provide for any consequence to accrue in the event  of
      non compliance of such clause or when the Statute  provided  for  some
      consequence in the event of non-compliance.
      37)   Justice GP Mathur speaking for the Bench examined the  issue  in
      the light of the aforementioned principle laid down  in  the  case  of
      Balwant Singh (supra) and after quoting the principle in paragraph  12
      applied the  same to examine the relevant clause of the case and  held
      as under:
            “12. A three-Judge Bench in Balwant Singh v. Anand Kumar Sharma
           has explained in what circumstances the duty cast upon a private
           party can be said to be mandatory and para 7 of the Report reads
           as under: (SCC p. 436, para 7)
           ………..“Principle quoted”…………………………
                 Therefore, in accordance with the  law  laid  down  in  the
           above authority, the provisions of Statutes 61(6)(iv)(b) and (c)
           should be treated as mandatory as it is a private party who  has
           to do a particular act within a specified time.”

      38)   When we apply the aforesaid principle of  law  for  interpreting
      the clauses of the Scheme in question then we find that the Scheme  is
      partly mandatory and partly directory. In other words, it is mandatory
      in compliance of some clauses so far as  the  employee  is  concerned,
      whereas it is directory in compliance of some clauses so  far  as  the
      Bank is concerned.
      39)   This is clear when we see the clause, which provides for  filing
      an application by the employee by a particular date.  This  clause  is
      mandatory in its compliance for the employee because  if  an  employee
      does not file the application before the due date then he has no right
      to file the application thereafter, whereas the clause which  requires
      a Bank to pass the orders on the application by a specified  date  and
      complete all the formalities, it is directory in its compliance.
      40)   In other words, it is not mandatory for the Bank to  necessarily
      complete all the formalities before the  due  date  specified  in  the
      clause and if the Bank fails to do it within the  time  but  completes
      the formalities after the specified date, it would be permissible  for
      the Bank to do so and the act so done would be regarded  as  being  in
      conformity with the requirement of the Scheme.
      41)   This we say for several reasons. Firstly, the  Scheme  does  not
      provide any consequence as to what would follow,  if the Bank does not
      ensure compliance within the time fixed in the clause.  Secondly,  the
      appellant being a private individual, if he is required to do some act
      within a specified time prescribed in the Scheme then it is  mandatory
      for him to do so within the time specified.  Thirdly, the Bank being a
      public functionary is required to perform public functions  and  hence
      while discharging such functions, if the Scheme has not  provided  any
      consequence for non-compliance of the act within time, then the Scheme
      would not be construed as mandatory  but  it  would  be  construed  as
      directory insofar as the  Bank  is  concerned.   Fourthly,  since  the
      Scheme has not provided for  accrual  of  any  benefit  in  employee's
      favour by "deeming fiction” in the event of non-compliance on the part
      of the Bank then no such benefit can accrue in favour of  an  employee
      automatically by fiction as a result of any non-compliance.  In  other
      words, in order to enable an employee to claim any benefit by "deeming
      fiction" on account of non-compliance of any act by the Bank under the
      Scheme, it is necessary for the  employee  to  show  that  the  Scheme
      contains a clause for conferral of such benefit  on  the  employee  by
      “deeming fiction”.  There is no such clause in the Scheme and  lastly,
      when the Scheme has provided that  the  voluntary  retirement  of  any
      employee would come into effect only when the order is passed  on  the
      application  of  an  employee  then  there  is  no  question  of   any
      application being accepted by "deeming fiction".  In other words, when
      the Scheme has provided passing of a specific order by  the  Bank  for
      accepting  the  application  for   voluntary   retirement   then   the
      application cannot be held as accepted by “deeming fiction”.
      42)   In view of foregoing reasons, we are of the  considered  opinion
      that the Scheme in question is partly mandatory for its compliance  so
      far as the employee (appellant) is concerned whereas it  is  directory
      for its compliance so far  as  the  Bank  (respondent)  is  concerned.
      There can be no dispute for the legal proposition that the Scheme  can
      be partially mandatory and partially directory.
      43)   In the light of what we have held above, we find from the  facts
      of this case that on  08.09.2000,  the  Bank  issued  a  memo  to  the
      appellant wherein the Bank set out the irregularities  alleged  to  be
      committed by the appellant.  They were replied  by  the  appellant  on
      18.10.2000. The Scheme, however, came into force on 01.11.2000  which,
      inter alia, provided that the application for voluntary retirement can
      be  made  before  14.12.2000.  The  cut-off  date  for  the  Bank  for
      completing all the formalities was 30.12.2000.
      44)   The appellant applied for  voluntary  retirement  on  16.11.2000
      whereas he  was  served  with  the  charge-sheet  on  02.03.2001.  He,
      however,  admitted  the  charges  on  13.03.2001.  This  resulted   in
      imposition of punishment on  the  appellant  on  20.03.2001.   It  was
      followed by acceptance of his application for voluntary retirement  by
      the Bank on 19.06.2001.
      45)   In our considered opinion, the Bank was  within  its  rights  to
      issue a charge-sheet to the appellant on 02.03.2001  because  firstly,
      on 02.03.2001, the appellant was in the employment of  the  Bank  and,
      therefore, he could be subjected to face disciplinary  proceedings  as
      per the Rules. Secondly, since the memo was served  on  the  appellant
      prior to introduction of the Scheme, the disciplinary proceedings were
      rightly initiated by serving a charge-sheet  on  the  appellant  after
      coming into force of the Scheme on 01.11.2000. Thirdly,  in  terms  of
      the Scheme, the appellant's application could be considered only after
      conclusion of disciplinary proceedings and, therefore,  the  Bank  was
      right in considering the application and eventually  accepting  it  on
      19.06.2001.  Fourthly,  the  relationship  of  employee  and  employer
      between the appellant and the  Bank  continued  till  19.06.2001  and,
      therefore, the Bank was within its rights to take any action under the
      service rules against the appellant up to 19.06.2001.  It  is  not  in
      dispute that the Bank took  all  the  disciplinary  actions  prior  to
      19.06.2001 and then accepted the application for voluntary  retirement
      on 19.06.2001.  Such action, in our view, was just, legal and proper.
      46)   In  the  light  of  foregoing  reasons,  we  cannot  accept  the
      submission of learned counsel for the appellant when he contended that
      the appellant stood deemed retired on 31.12.2000 because no order  was
      passed or/and communicated to him by the Bank on or before  31.12.2000
      on his application for voluntary retirement and, therefore,  the  Bank
      had no right to initiate any  disciplinary  proceeding  and  pass  the
      punishment  order  against  the  appellant  after   31.12.2000.   This
      submission is devoid of any merit and is accordingly rejected.
      47)   Coming to the next question as to whether the punishment imposed
      on the appellant was legal or not.   Learned counsel for the appellant
      was not able  to  point  out  any  illegality  or  perversity  in  the
      disciplinary proceedings or in the punishment order dated 20.03.2001.
      48)   As a matter of fact, since the appellant  admitted  the  charges
      leveled against him in the charge-sheet, there was  no  need  for  the
      Bank to have held any inquiry into the charges. When the charges stood
      proved on admission of  the  appellant,  the  Bank  was  justified  in
      imposing punishment on the appellant as prescribed in the Rules.   We,
      therefore, find no ground to interfere in the punishment order  as  we
      also find that having regard to the nature and gravity of the  charge,
      the punishment imposed on the appellant appears to be just and proper,
      calling no interference therein.
      49)   The next submission of the learned  counsel  for  the  appellant
      that since the appellant had  unblemished  career  throughout  in  his
      service period, the disciplinary  proceedings  initiated  against  the
      appellant were not called for and deserve to be quashed also  have  no
      substance.
      50)   Suffice it to say, once  the  appellant  admitted  the  charges,
      appropriate punishment as prescribed in the Rules could  be  inflicted
      on him.  It was for  the  Appointing  Authority  to  have  taken  into
      account the seriousness of the charge and overall performance  of  the
      appellant while imposing punishment.  It was done by  the  authorities
      concerned in this case as would be clear  from  mere  perusal  of  the
      punishment order.  The relevant para of the punishment order reads  as
      under:
                 “The acts of misconduct committed by you  are  serious  in
           nature but keeping in view facts and circumstances of the  case,
           I have decided to take a lenient  view  in  the  matter  and  to
           impose upon you Consolidated Major Penalty of reduction  in  pay
           by five stages in a time scale for a period of three years  with
           the further  direction  that  you  will  not  earn  your  normal
           increments of pay  during  the  period  of  such  reduction  and
           reduction  will  have  the  effect  of  postponing  your  future
           increments to that extent in terms of clause  4(f)  of  Bank  Of
           India Officer Employees’ [Discipline  and  Appeal]  Regulations,
           1976.


                  I  have  considered  your  past  record  and  all   other
           extenuating/mitigating  circumstances  of  the  case.  After   a
           careful consideration, I find that the  ends  of  justice  would
           meet by imposition of the aforesaid consolidated penalty on you.
           I order accordingly.”


      51)   In the light of foregoing, the submission of the learned counsel
      for the appellant on the question of imposition of punishment  and  on
      the issue of quantum has no substance and is accordingly rejected.
      52)   In view of the foregoing discussion,  all  the  three  questions
      framed above are answered against the appellant and in favour  of  the
      Bank.
      53)   The appeal thus  fails  and  is  accordingly  dismissed.   As  a
      consequence, the impugned order is upheld though on reasons other than
      the one given by the High Court.  No costs.



                                     .……...................................J.
                                                            [J. CHELAMESWAR]





                                     ………..................................J.
                                                      [ABHAY MANOHAR SAPRE]
      New Delhi,
      February 08, 2016.