Supreme Court of India (Division Bench (DB)- Two Judge)

Appeal (Civil), 2836 of 2015, Judgment Date: Mar 13, 2015

                                                                  REPORTABLE

                        IN THE SUPREME COURT OF INDIA
                        CIVIL APPELLATE JURISDICTION
                      CIVIL APPEAL NO.  2836    OF 2015
                (Arising out of S.L.P. (Civil) No. 6016/2014)


SHASHIKALA & ORS.                                            ... Appellants

                                   Versus

GANGALAKSHMAMMA & ANR.                                       ..Respondents

                               J U D G M E N T

R. BANUMATHI, J.

            Leave granted.
2.          This appeal arises out of judgment in  M.F.A.  No.136/2009  (MV)
dated 15.7.2013 passed by the High Court of Karnataka, in and by which,  the
High  Court  modified  the  award   passed  by  the  Motor  Accident  Claims
Tribunal,   Bangalore  (for  short  'the   tribunal')   by   enhancing   the
compensation to Rs.14,69,372/- from Rs.7,85,000/- awarded by  the  tribunal.

3.          Appellant No.1 is the wife, appellants No.2 to  4  are  children
and appellants No.5 to 6 are the parents of  the  deceased  Late  Shri  H.S.
Ravi.  The appellants have filed a claim petition under the  Motor  Vehicles
Act on account of death of deceased Sri  H.S.  Ravi  who  had  met  with  an
accident  on  14.12.2006.   On  the  fateful  day,  the  deceased  Ravi  was
proceeding in a motor cycle as a pillion rider.     The rider of  the  motor
cycle applied sudden brake due to which both rider and  pillion  rider  fell
down and both sustained grievous injuries.   The rider of  the  motor  cycle
died on the  spot.    Ravi  who  was  a  pillion  rider  sustained  grievous
injuries and was immediately rushed to the  hospital.   However,  after  six
days i.e. on 20.12.2006, deceased-Ravi succumbed to the injuries.  Deceased-
Ravi was aged 45 years and  he  was  engaged  in  a  transport  business  of
supplying newspapers from the Head Office destination to other places.   The
deceased was paying income-tax and was  an  income-tax  assessee.    Stating
that the deceased was the only earning member of the family  and  that  they
have lost the support of the bread  winner  of  the  family,  the  claimants
filed a claim petition claiming compensation of  Rs.33,90,000/-.
4.          The tribunal has taken the  income  of  the  deceased-Ravi    at
Rs.75,000/- per annum and deducting 1/3rd towards the  personal expenses  of
  the  deceased,  the  tribunal  calculated  the   loss  of  dependncy    at
Rs.50,000/- per annum.  Taking the age of the  deceased  as  46  years,  the
tribunal adopted multiplier 13 and  awarded  compensation  of  Rs.6,50,000/-
(Rs.50,000/- x 13) towards   loss of dependency.  In addition to  this,  the
tribunal awarded conventional  damages  of  Rs.35,000/-(Rs.10,000/-  towards
loss  of  consortium,  Rs.10,000/-  towards  loss  of  love  and  affection,
Rs.10,000/- towards loss of estate and Rs.5,000/- towards funeral  expenses)
and  Rs.1,00,000/-  towards  medical  expenses  as  against  the  claim   of
Rs.1,82,150/-.   Thus,  the  tribunal  has  awarded  total  compensation  of
Rs.7,85,000/-.
5.          Aggrieved by the said award of the  tribunal,  the    appellants
filed appeal before the High Court seeking enhancement of compensation.  The
High Court modified the award by recalculating the income of  the  deceased.
Taking the income tax returns of the deceased for the assessment years 2005-
06 and  2006-07,  the High Court calculated average of the same   and  taken
the income at Rs. 1,55,812/- per annum.   After  making  deductions  towards
income-tax, professional tax and  income  from  house  property,   the  High
Court calculated the net income of  deceased  at  Rs.1,17,831/-  per  annum.
The  High  Court  deducted  1/4th  towards  personal  expenses  and  to  the
remaining amount of Rs.88,373/- applied multiplier of 14 and accordingly re-
determined the loss of dependency at Rs.12,37,222/- as against Rs.6,50,000/-
 awarded by the tribunal.   Awarding conventional damages  at  Rs.  45,000/-
and  medical  expenses  at  Rs.1,87,150/-,  the  High  Court  enhanced   the
compensation  to  Rs.14,69,372/-.    Still  aggrieved  by  the  quantum   of
compensation, appellants have filed this appeal.
6.          Learned counsel for the appellants-claimants contended that  the
compensation awarded by the High Court was neither just nor reasonable.   It
was submitted that the High Court erred in calculating the  average  of  the
income from the income of the assessment years 2005-06 and 2006-07.  It  was
further submitted that as per the decision in the case of  Rajesh  and  Ors.
vs. Rajbir Singh  & Ors[1]., the High Court ought to have made  an  addition
of 30% of the  net  income  of  the  deceased  in  computation   of   future
prospects as in the  instant case deceased-Ravi was being in the  age  group
of 40-50 years.  It was also submitted that the courts below ought  to  have
awarded Rs.1,00,000/- towards loss of consortium and substantial  amount  of
compensation to the children-appellants No. 2 to 4 towards loss of love  and
affection.
7.            Learned   counsel   for   the   respondent-insurance   company
submitted that in Reshma Kumari & Ors. vs. Madan  Mohan  &  Anr[2].,    this
Court has held that where the  deceased  was  self-employed,   it  would  be
appropriate not to make any addition to income for   future   prospects  and
the High Court rightly declined to make addition towards  future  prospects.
It was submitted that the deceased  was engaged in  the  business   and  was
not earning  fixed income and has filed returns for different years  showing
different income viz., gross income  of  Rs.1,08,713/-  for  the  assessment
year 2005-06 and Rs.2,02,911/- for the assessment year  2006-07  which  only
indicates the disparity in income of the deceased.   To  strike  a  balance,
High Court has rightly taken the average and rightly  deducted  10%  towards
income tax and other deductions.   It was submitted  that  the  compensation
awarded by the High Court is just and reasonable and no  grounds  have  been
made out by the claimants for enhancement of the compensation whatsoever.
8.          I have carefully considered the rival  contentions  and  perused
the impugned judgment as also the award and the materials on record.
9.           The  deceased  was  doing  transport  business   of   supplying
newspapers from the Head  Office  to  the  other  destinations  as  per  the
agreement entered into between the group of newspapers and himself.   It  is
also not in dispute that the deceased was an income tax assessee and he  has
filed income tax returns for the assessment years 2005-06 and 2006-07.   The
claimants had filed income  tax returns of the deceased for  the  assessment
years 2005-06 and 2006-07 with  gross  total  income  of  Rs.1,08,713/-  and
Rs.2,02,911/- respectively  including the income from  the  house  property.
Total income of both the years comes to Rs.3,11,624/-  and  the  High  Court
has taken the average of it which  comes  to     Rs.1,55,812/-.  High  Court
deducted 10% of the said amount towards income-tax  and  taken  the  balance
amount to  Rs.1,40,231/-.  The High Court had  further  deducted  Rs.2,400/-
towards professional tax  and  income  from  the  house  property  shown  as
Rs.20,000/- and the net income was calculated at Rs.1,17,831/-.   Since  the
claimants are six in numbers as per the decision in Sarla Verma &  Ors.  vs.
Delhi Transport Corporation & Anr[3].,   one-fourth(1/4th  )  deduction  was
made towards personal expenses.  The loss of dependency was thus  calculated
at Rs.88,373/-.  Taking  the age of  deceased at 45 years, the   High  Court
adopted multiplier 14  and  calculated  the  total  loss  of  dependency  at
Rs.12,37,222/-.
10.          The  deceased  was  aged  45  years  and  was  doing  transport
business.  Though the claimants  have  filed  income  tax  returns  for  two
assessment  years 2005-06 and 2006-07, as per the  income  tax  returns  for
the year 2006-07, the income of the assessee was   Rs.2,02,911/-.   Tribunal
did not take the income of the deceased for the assessment year  2006-07  on
the ground that only xerox copy was filed and the claimants have  failed  to
examine  income-tax authorities to prove the same.  Instead  of  taking  the
income of the deceased as per the assessment year 2006-07,  the  High  Court
has chosen to calculate the average of the income for two  assessment  years
2005-06 and 2006-07.  Considering the age of the deceased and the nature  of
business he was doing,  in my  considered  view,  the  High  Court  was  not
justified in so taking the average of income of the  two  assessment  years.
The deceased was aged 45 years and doing business.  Admittedly, he was  also
owning  agricultural lands.  Even though agricultural income was  not  shown
in the income tax return, it emerges from the  evidence  that  the  deceased
was also doing  agricultural work.
11.         Onbehalf of the claimants, reliance  was  placed  upon  Rajesh's
case (supra) to contend that  even in the case of self-employed  persons  or
persons  with  fixed wages, there  must be  an addition  to  the  income  of
the deceased towards future prospects.  In Sarla Verma's case (supra),  this
Court held that in case of  salaried  persons  additions  have  to  be  made
depending upon the age of the deceased to the actual income of the  deceased
while computing future prospects.  In Santosh Devi  vs.  National  Insurance
Company Ltd. & Ors[4].,  Sarla Verma  was explained and it  was  held   that
the benefit of making addition to total income  of  persons  who  are  self-
employed or  getting fixed wages was permissible.
12.         The principles laid down in Santosh  Devi's  case  (supra)  were
reiterated  in Rajesh and Ors. vs. Rajbir Singh  &  Ors.  (supra),   wherein
this Court held that  the case of self-employed  persons  or   persons  with
fixed wages, the actual income of the deceased must be enhanced for  purpose
of computation viz.(i) by 50% where his age was below 40 years; (ii) by  30%
where he belonged to age group of  40 to 50 years, and  (iii) by  15%  where
he was between age group  of 50 to 60 years.  However, it was observed  that
no such addition/enhancement was permissible  where  deceased  exceeded  the
age of 60 years.  Further, in Rajesh (supra), this Court  while  reiterating
the meaning of "just compensation"  with  reference  to  settled  principles
observed that, at the time of fixing such  compensation,  the  court  should
not succumb to the niceties or technicalities  to  grant  just  compensation
in favour of the claimant.  It is the duty of the court to  equate,  as  far
as possible, the misery on account of the accident with the compensation  so
that the injured or the dependants should not face the vagaries of  life  on
account of discontinuance of the  income  earned  by  the  victim,  and  the
court's duty is to award just, equitable, fair and reasonable  compensation,
irrespective of claim made.
13.         Considering the question of making addition  to  the  income  of
the deceased towards the future prospects in cases of salaried persons  vis-
-vis  in  cases  where  the  deceased  was  self-employed  or  on  a  fixed
wage/salary,   in Reshma Kumari and Ors. vs. Madan Mohan and Anr[5].,   this
Court held as under :-

"39.  The standardization of addition to income for future  prospects  shall
help in achieving certainty in arriving  at  appropriate  compensation.   We
approve the method that an addition of 50% of actual salary be made  to  the
actual salary income of the deceased  towards  future  prospects  where  the
deceased had a permanent job and was below 40 years and the addition  should
be only 30% if the age of the deceased was 40 to 50 years  and  no  addition
should be made where the age of the deceased is more than 50  years.   Where
the annual income is in the taxable range,  the  actual  salary  shall  mean
actual salary less tax.  In the cases where the deceased  was  self-employed
or was on a fixed  salary  without  provision  for  annual  increments,  the
actual income at the time of  death  without  any  addition  to  income  for
future prospects will be appropriate.  A departure from the above  principle
can only be justified in extraordinary circumstances  and  very  exceptional
cases."

14.         The decision in Reshma Kumari's case  was  rendered  at  earlier
point of time (2.04.2013) and  Rajesh's  case  was  pronounced  subsequently
(12.04.2013).  Pointing out the divergent opinion  expressed  in  the  above
cases and expressing the view that  regarding  the  manner  of  addition  of
income for future prospects in case  of  self-employed  or  on  fixed  wages
there should  be  an  authoritative  pronouncement,  in  National  Insurance
Company vs. Pushpa {S.L.P (C) No.16735/2014}, the matter has  been  referred
to a larger Bench by the order dated 2.07.2014, in which one of us  (Hon'ble
Mr. Justice V. Gopala Gowda) was a member, which is  pending  consideration.

15.          Section  168  of   the   Motor   Vehicles   Act   enjoins   the
courts/tribunals to make award determining the amount of compensation  which
appears to be just and reasonable.  The wide amplitude of  such  power  does
not  empower  the  tribunal  to  determine  the  compensation   arbitrarily,
although the Act is a beneficial legislation, it can neither be  allowed  as
a  source  of  profit  nor  as  a  windfall  to   the   persons    affected.
Determination of compensation has to be fair and reasonable  and  acceptable
by the legal standards.  In Nagappa vs.  Gurudayal  Singh  &  Ors[6].,  this
Court held as under:-
"10. Thereafter, Section 168 empowers the Claims Tribunal to "make an  award
determining the amount of compensation which appears  to  it  to  be  just".
Therefore, the only requirement for determining the compensation is that  it
must be "just". There is no other limitation or  restriction  on  its  power
for awarding just compensation".

The same principle was reiterated in the  decisions  of  Oriental  Insurance
Company Ltd. vs. Mohd. Nasir[7] and Anr., and  Ningamma and Anr. vs.  United
India Insurance Company Ltd[8].
16.              Without adverting to the issue whether additions are to  be
made towards future prospects or not, as it is obligatory  on  the  part  of
the Court to award just compensation, considering the age  of  the  deceased
and the nature of business he was doing, in  my  view,  the  income  of  the
deceased  as stated in the income tax return  for the year 2006-07 i.e.  Rs.
2,02,911/- may be taken as the income of  the  deceased.  Ten  per  cent  of
the said amount i.e. Rs.20,290/- is to be deducted towards income   tax  and
the remaining comes  to  Rs.1,82,620/-.   The  amount  to  be  deducted  for
professional tax is Rs.2,400/- and after deducting the  same,   the  balance
comes out to Rs. 1,80,220/-.  The income from the  house  property  for  the
year 2006-07 is shown to be Rs.20,000/- and  after deducting the  same,  the
net amount comes to  Rs.1,60,220/-.  Deducting  1/4th  (one/fourth)  towards
personal  expenses  which  comes  out   to   Rs.40,055/-,    the   loss   of
dependency/loss of contribution is arrived at Rs.1,20,165/- per annum.
17.         Insofar as appropriate multiplier, the  date  of  birth  of  the
deceased as per driving licence was 16.6.1961.   On  the  date  of  accident
i.e. 14.12.2006, the deceased was aged 45 years,  5 months and 28  days  and
the tribunal has taken the age as  46  years.     Since  the  deceased   has
completed only 45 years, the High Court  has rightly taken the  age  of  the
deceased as 45 years and adopted multiplier  14  which  is  the  appropriate
multiplier and  the  same  is  maintained.   Total  loss  of  dependency  is
calculated at Rs.16,82,310/- (Rs.1,20,165/- x  14).
18.         With respect to the award of compensation towards   conventional
heads,  the  tribunal   has  awarded  only  Rs.10,000/-   towards  loss   of
consortium  and Rs.10,000/- towards love and affection, Rs.10,000/-  towards
loss of estate and  Rs.5,000/-  towards  funeral  charges.  The  High  Court
totally awarded Rs.45,000/- towards  conventional  heads  such  as  loss  of
estate, loss of love and affection, loss of  consortium,  transportation  of
dead body and funeral expenses.  In various decisions, this Court  has  held
that substantial compensation is to be awarded towards conventional  damages
like loss of consortium, loss of love and  affection and  funeral  expenses.
In Rajesh And Ors. vs.  Rajbir Singh & Ors., (supra)  and  Jiju  Kuruvila  &
Ors. vs.  Kunjujamma Mohan & Ors[9]., this  Court  has  awarded  substantial
amount  of  Rs.1,00,000/-  towards  loss  of  consortium  and  Rs.1,00,000/-
towards   loss  of  love  and  affection  and  Rs.25,000/-  towards  funeral
expenses.  Following  the same, Rs.1,00,000/- is  awarded  towards  loss  of
consortium and Rs.1,00,000/- towards loss  of  love  and  affection  to  the
minor children and Rs.25,000/-  towards  funeral  expenses  and  Rs.25,000/-
towards loss of estate totalling to Rs.2,50,000/-.   Thus, the  compensation
awarded to the claimants is enhanced to Rs.19,32,310/-.
19.         In the result, the compensation  awarded  to  the  claimants  is
enhanced and the compensation is awarded at  Rs.19,32,310/-.   The  enhanced
compensation of Rs.4,62,938/- is payable with interest at  the  rate  of  9%
per annum from the date of the claim petition till the date of  realisation.
 Out of enhanced  compensation  of  Rs.4,62,938/-,  Rs.3,12,938/-  alongwith
accrued interest shall be paid to the first appellant-wife of the  deceased,
balance  Rs.1,50,000/-  alongwith  accrued  interest  shall  be  apportioned
amongst the claimants 2 to 4. If the appellants 2  to  4  are  still  minors
claimants, their share of the enhanced compensation shall be invested  in  a
nationalized bank on the same terms as  directed  by  the  High  Court.   In
case, the appellants No. 2 to 4 have already  attained  majority,  they  are
permitted to withdraw their entire share of apportioned compensation.


20.         The impugned judgment of the High  Court  is  modified  and  the
appeal is allowed.  In the facts and circumstances of the  case,   no  order
as to costs.

                                               ...........................J.
                                                                    (R.
BANUMATHI)


New Delhi;
March 13, 2015


                                                                  REPORTABLE
                         IN THE SUPREME COURT OF INDIA
                        CIVIL APPELLATE JURISDICTION
                        CIVIL APPEAL NO. 2836 OF 2015
                  (Arising Out of SLP (C) No. 6016 of 2014)


 SHASHIKALA & ORS.                                       ....APPELLANTS

                                     VERSUS

GANGALAKSHMAMMA & ANR.                                ......RESPONDENTS

                               J U D G M E N T

       V. Gopala Gowda, J.

 I have perused the judgment written by my  learned  Sister  Mrs.Justice  R.
Banumathi in the above-mentioned matter. I am in respectful  agreement  with
all the points which are answered in  favour  of  the  appellants-claimants,
except for the non-consideration on the question of making addition  to  the
income of the deceased towards the future prospects in the case of  salaried
persons vis--vis where the deceased was self employed  or  on  fixed  wages
after    adverting    to    the    judgments    of     this     Court     in

 Reshma Kumari & Ors. v. Madan Mohan & Anr.1, Rajesh & Ors. v. Rajbir  Singh
& Ors.2, the relevant paragraphs of which are extracted hereinafter.

 After considering the legal principles laid down by this Court in the  case
of (1) General Manager, Kerala State Road Transport Corporation,  Trivandrum
& Ors. v. Susamma Thomas & Ors.3 ; (2) Sarla Dixit & Anr. v.  Balwant  Yadav
& Ors.4  and (3) Abati Bezbaruah v. Dy. Director General, Geological  Survey
of India & Anr.5, this Court, on the question of  future  prospects  in  the
case of Sarla Verma & Ors. v. Delhi Transport Corporation & Anr.6  has  held
as follows:-
"24. In Susamma Thomas, this Court increased the income by nearly  100%,  in
Sarla Dixit the income was increased only by 50% and in Abati Bezbaruah  the
income was increased by  a  mere  7%.  In  view  of  the  imponderables  and
uncertainties, we are in favour of adopting as a rule of thumb, an  addition
of 50% of actual salary to the actual salary income of the deceased  towards
future prospects, where the deceased had a permanent job and  was  below  40
years. (Where the annual income is in the taxable range, the  words  "actual
salary" should be read as "actual salary less tax"). The addition should  be
only 30% if the age of the deceased was 40 to 50 years. There should  be  no
addition, where the age of the deceased is more than 50  years.  Though  the
evidence may indicate a different percentage of increase,  it  is  necessary
to standardise the addition to avoid different yardsticks being  applied  or
different methods of calculation being adopted. Where the deceased was self-
employed or was on a fixed salary (without provision for annual  increments,
etc.), the courts will usually take only the actual income at  the  time  of
death. A departure therefrom should be made only  in  rare  and  exceptional
cases involving special circumstances."

3.  Interestingly, in Reshma Kumari & Ors.  (supra),  which  was  ultimately
decided in 2.4.2013 by a three judge Bench, which arose out  of  the  matter
referred by the order of two judge Bench dated  23.7.2009.  That  order  had
referred two questions:-

"(1) Whether multiplier specified in the Second  Schedule  appended  to  the
Motor Vehicles Act, 1988 (for short "the 1988 Act") should  be  scrupulously
applied in all cases? And

(2)   Whether for determination of the multiplicand, the 1988  Act  provides
for  any  criterion,  particularly  as  regards  determination   of   future
prospect."

4.  The referring Bench  (in  Reshma  Kumari  &  Ors.-supra)  had  in  fact,
envisioned a situation where future prospects  in  private  employment  too,
were to be taken  into  consideration  (although  in  a  slightly  different
context).  The relevant paragraph of the referring Bench of  this  Court  in
the case of Reshma Kumari & Ors. is extracted hereunder:-

"46. In the Indian context  several  other  factors  should  be  taken  into
consideration including education of the dependants and the nature  of  job.
In the wake of changed  societal  conditions  and  global  scenario,  future
prospects may have to be taken into consideration not only having regard  to
the  status  of  the  employee,  his  educational  qualification;  his  past
performance but also other relevant factors,  namely,  the  higher  salaries
and perks which are being offered by the private companies these days..."

Ultimately, the question of future  prospects  was  decided  in  the  Larger
Bench judgment  of  this  Court  in  Reshma  Kumari's  case.   The  relevant
paragraph is extracted hereunder:

"39. The standardisation of addition to income for  future  prospects  shall
help in achieving certainty in  arriving  at  appropriate  compensation.  We
approve the method that an addition of 50% of actual salary be made  to  the
actual salary income of the deceased  towards  future  prospects  where  the
deceased had a permanent job and was below 40 years and the addition  should
be only 30% if the age of the deceased was 40 to 50 years  and  no  addition
should be made where the age of the deceased is more than  50  years.  Where
the annual income is in the taxable range,  the  actual  salary  shall  mean
actual salary less tax. In the cases where the  deceased  was  self-employed
or was on a fixed  salary  without  provision  for  annual  increments,  the
actual income at the time of  death  without  any  addition  to  income  for
future [pic]prospects will  be  appropriate.  A  departure  from  the  above
principle can only be justified  in  extraordinary  circumstances  and  very
exceptional cases."

5.  In Santosh Devi v. National Insurance Co. Ltd.  &  Ors.7,  a  two  judge
Bench of this Court had earlier doubted the decision with respect to  future
prospects in Sarla Verma (supra) and interpreted the limiting  of  grant  of
compensation amount to a person who is self-employed, privately employed  or
is engaged on fixed wages if he /she becomes  victim  of  an  accident.  The
relevant paragraphs as discussed by this Court in  Santosh  Devi's  case  is
extracted hereunder:-

"14. We find  it  extremely  difficult  to  fathom  any  rationale  for  the
observation made in para 24 of the judgment in Sarla Verma case  that  where
the deceased was self-employed or was on a fixed  salary  without  provision
for annual increment, etc., the courts will usually  take  only  the  actual
income at the time of death and a departure from this rule  should  be  made
only in rare and exceptional cases involving special circumstances.  In  our
view, it will be nave to say that the wages or total  emoluments/income  of
a person who is self-employed or who is employed on a fixed  salary  without
provision for annual increment, etc., would remain the same  throughout  his
life.

15. The rise in the cost of living affects everyone  across  the  board.  It
does not make any distinction between rich and poor. As a  matter  of  fact,
the effect of rise in prices which directly impacts the cost  of  living  is
minimal on the rich and maximum on those who are self-employed  or  who  get
fixed income/emoluments. They are  the  worst  affected  people.  Therefore,
they put in extra  efforts  to  generate  additional  income  necessary  for
sustaining their families.

16. The salaries of those employed under the Central and  State  Governments
and their agencies/instrumentalities have been revised from time to time  to
provide a cushion against the rising prices and provisions  have  been  made
for providing security to  the  families  of  the  deceased  employees.  The
salaries of those employed in private sectors have also increased  manifold.
Till about two decades ago, nobody could have imagined that salary of  Class
IV employee of the Government would be in five figures and total  emoluments
of those in higher echelons of service will cross the figure of  rupees  one
lakh.

17. Although the wages/income of those employed in unorganised  sectors  has
not registered a corresponding increase and  has  not  kept  pace  with  the
increase in the salaries of the government employees and those  employed  in
private sectors, but it cannot be denied that  there  has  been  incremental
enhancement in the income of those who  are  self-employed  and  even  those
[pic]engaged on daily basis, monthly basis or even seasonal  basis.  We  can
take judicial notice of the fact that with a view  to  meet  the  challenges
posed by high cost of living, the persons falling  in  the  latter  category
periodically increase the cost of their labour. In this context, it  may  be
useful to give an example of a tailor who earns his livelihood by  stitching
clothes. If the cost of living increases and the  prices  of  essentials  go
up, it is but natural for him to increase the cost of his  labour.  So  will
be the cases  of  ordinary  skilled  and  unskilled  labour,  like,  barber,
blacksmith, cobbler, mason, etc.

18. Therefore, we do not think that while making  the  observations  in  the
last three lines of para 24 of Sarla Verma judgment, the Court had  intended
to lay down an absolute rule that there will be no addition  in  the  income
of a person who is self-employed or who is  paid  fixed  wages.  Rather,  it
would be reasonable to say that a person who is self-employed or is  engaged
on fixed wages will also get 30% increase in his total income over a  period
of time and if he/she becomes the  victim  of  an  accident  then  the  same
formula deserves to be applied for calculating the amount of compensation."

6.  In Rajesh & Ors. (supra), a three judge Bench decision  of  this  Court,
which took into consideration the decisions of this Court in  the  cases  of
Sarla Verma & Ors. and Santosh Devi (supra) held thus:

"8. Since, the Court in Santosh Devi case actually intended  to  follow  the
principle in the case of salaried persons as laid down in Sarla  Verma  case
and to make it applicable also to the self-employed  and  persons  on  fixed
wages, it is clarified that the increase in the case of those groups is  not
30% always; it will also have a reference to the age.  In  other  words,  in
the case of  self-employed  or  persons  with  fixed  wages,  in  case,  the
deceased victim was below 40 years, there must be an addition of 50% to  the
actual income of the deceased while computing future prospects. Needless  to
say that the actual income should be income after paying the  tax,  if  any.
Addition should be 30% in case the deceased was in the age group  of  40  to
50 years."

7.  Further, in National Insurance Company Ltd. v.  Pushpa,  this  Court  in
SLP No. 16735 of 2014 (arising out of CC No. 8058 of 2014) vide order  dated
2.7.2014 made a reference to a larger Bench in view of the seeming  conflict
between the legal principles with respect to future prospects laid  down  by
this Court in the cases of Reshma Kumari & Ors. and Rajesh &  Ors.  (supra).
The relevant para from  the  National  Insurance  Company  case  (supra)  is
extracted hereunder:-

"Be it noted, though the decision in Reshma (supra) was rendered at  earlier
of time, as is clear, the same has not been noticed in  Rajesh  (supra)  and
that  is  why  divergent  opinions  have  been  expressed.  We  are  of  the
considered opinion that as regards the  manner  of  addition  of  income  of
future prospects there should be an authoritative pronouncement.  Therefore,
we think it appropriate to refer the matter to a larger Bench."

Though, I am a party to the above reference, at the same time, it  is  worth
mentioning that the reference even in the case of a  perceived  conflict  or
disagreement with the views of a two judge (or even  a  three  judge)  Bench
does not permit a lower Bench formation to refer the matter  straightway  to
a  five  Judge  Bench.  This  principle  was  stated  in  Bharat   Petroleum
Corporation Ltd. v. Mumbai Shramik Sangha & Ors.8.  In  that  judgment,  the
Constitution Bench held that  a  decision  of  a  Constitution  Bench  binds
Benches of two and three learned Judges of  this  Court  and  that  judicial
discipline obliges them to follow it, regardless of their doubts  about  its
correctness. At the most, they can direct that the matter to be heard  by  a
Bench of three learned Judges. In Pradip Chandra Parija  &  Ors.  v.  Pramod
Chandra  Patnaik  &  Ors.9,  a  Bench  of  two  learned   judges   expressed
reservations with the judgment  of a three  judge  Bench  and  directed  the
matter to be placed before a larger Bench of five judges.  The  Constitution
Bench held that the rule of 'judicial discipline and propriety'  as well  as
the theory of precedents permitted only  a  Bench  of  the  same  quorum  to
question the correctness of the decision by  another  Bench  of  co-ordinate
strength upon which the matter can be placed for consideration  by  a  Bench
of  larger  quorum.  A  Bench  of  lesser  quorum   cannot   thus,   express
disagreement with, or question the correctness of, the view of a Bench of  a
larger quorum. Central Board of Dawoodi Bohra Community & Anr. v.  State  of
Maharashtra & Anr.10  summarized, for future guidance, the correct  approach
in such matters. The relevant para of the said case is extracted hereunder:-

"12. Having carefully considered the submissions made by the learned  Senior
Counsel for the parties and  having  examined  the  law  laid  down  by  the
Constitution Benches in the abovesaid decisions, we would  like  to  sum  up
the legal position in the following terms:

(1) The law laid down by this Court in a decision delivered by  a  Bench  of
larger strength is binding on any subsequent  Bench  of  lesser  or  coequal
strength.

(2) A Bench of lesser quorum cannot disagree or dissent  from  the  view  of
the law taken by a Bench of larger quorum. In case of  doubt  all  [pic]that
the Bench of lesser quorum can do is to invite the attention  of  the  Chief
Justice and request for the matter being placed for hearing before  a  Bench
of  larger  quorum  than  the  Bench  whose  decision  has   come   up   for
consideration. It will be open only for  a  Bench  of  coequal  strength  to
express an opinion doubting  the  correctness  of  the  view  taken  by  the
earlier Bench of coequal strength, whereupon the matter may  be  placed  for
hearing before a Bench consisting of a quorum  larger  than  the  one  which
pronounced the decision laying down the law  the  correctness  of  which  is
doubted.

(3) The above rules are subject to two exceptions:
(i) the abovesaid rules do not bind the discretion of the Chief  Justice  in
whom vests  the  power  of  framing  the  roster  and  who  can  direct  any
particular matter to be placed for hearing before any  particular  Bench  of
any strength; and

(ii) in spite of the rules laid down hereinabove, if the matter has  already
come up for hearing before a Bench of larger quorum and  that  Bench  itself
feels that the view of the law taken by a  Bench  of  lesser  quorum,  which
view is in doubt,  needs  correction  or  reconsideration  then  by  way  of
exception (and not as a rule) and for reasons given by it,  it  may  proceed
to hear the case and examine the correctness of  the  previous  decision  in
question dispensing with the need of a specific reference or  the  order  of
the Chief Justice constituting the Bench and  such  listing.  Such  was  the
situation in Raghubir Singh and Hansoli Devi."

8.  Hence, I am of the  opinion  that  the  Rajesh  &  Ors.  (supra)  itself
applied the Santosh Devi (supra) case, even while clarifying that  for  self
employed individuals, age is also a determining factor, as is  seen  in  the
observation in the case of Rajesh & Ors. (supra) that in the case  of  self-
employed or persons with fixed wages,  in  case,  the  deceased  victim  was
below 40 years, there must be an addition of 50% to  the  actual  income  of
the deceased while computing future prospects.

       In fact, this gives shape to the view that future  prospects  are  to
be taken into account even in case of self employment and  also  that  there
cannot be  a  set  formula  for  determining  such  compensation.  The  best
application of this view may be seen in Sanjay Verma v.  Haryana  Roadways11
where the facts were noticed as follows :

"12. The appellant was a self-employed  person.  Though  he  had  claimed  a
monthly  income  of  Rs.5000/-,  the  income  tax  returns  filed   by   him
demonstrate that he had paid income tax on an annual income of  Rs.41,300/-.
No fault, therefore, can be found in the  order  of  the  High  Court  which
proceeds on the basis that the annual income of the claimant at the time  of
the accident was Rs 41,300/-..."

      Then, this Court after noticing the decisions  of this  Court  in  the
cases of Sarla Verma & Ors., Santosh Devi, and  the  three  Judge  Bench  of
this Court in Reshma Kumari & Ors. and Rajesh &  Ors.  (supra)  applied  the
law in the following manner in Sanjay Verma's case (supra):-

"16. Undoubtedly, the same principle will apply for  determination  of  loss
of income on account of an accident resulting in  the  total  disability  of
the victim as in the present case. Therefore, taking into  account  the  age
of the claimant (25 years) and the fact that he  had  a  steady  income,  as
evidenced by the income tax returns, we are of the view that an addition  of
50% to the income that the claimant was earning at the time of the  accident
would be justified.

17. Insofar as the multiplier is concerned, as held in  Sarla  Verma  or  as
prescribed under the Second Schedule to the Act, the correct  multiplier  in
the present case cannot be 15 as held by the High Court. We are of the  view
that  the  adoption  of  the  multiplier  of  17   would   be   appropriate.
Accordingly, taking into account the addition to the income and  the  higher
multiplier the total amount of compensation  payable  to  the  [pic]claimant
under the head "loss of income" is Rs.10,53,150/- (Rs.41,300/- + Rs.20,650/-
 = Rs.61,950/-  17)."

The clarification of the position, by a  three  judge  Bench,  in  Rajesh  &
Ors., ipso facto could not have led to  the  conclusion  that  there  was  a
conflict between the views of various Benches,  since  Santosh  Devi  itself
had noticed  Sarla  Verma,  the  logic  of  which  in  respect  of  limiting
compensation for non-permanent employment was clarified.

9. The above facts recount the position as emerging from a combined  reading
of various orders and judgments. What is clear is that a two judge Bench  as
was the formation in the case of National Insurance Company Ltd.  v.  Pushpa
(supra) could not, having regard to the settled legal principle outlined  in
the decision of this Court in  Central  Board  of  Dawoodi  Bohar  Community
(supra) have referred the matter to a larger Bench. The correct  view  would
have been to place the matter before a Bench of co-ordinate  strength  which
decided Reshma Kumari & Ors. and Rajesh & Ors. (supra), i.e. three judges.

10. However, I agree that the matter in relation to future prospects  to  be
added to the annual income to determine the  compensation  towards  loss  of
dependency cannot be  finally  decided  by  us  and  has  to  be  ultimately
referred to a larger Bench - because I was  a  party  to  the  reference  in
National Insurance Co. Ltd. v. Pushpa (supra) and more  importantly,  cannot
in propriety recall  that  reference  while  I  am  part  of  another  Bench
presently. In view of the observations, the matter has to be  placed  before
the Hon'ble Chief Justice  of  India  for  appropriate  orders  towards  the
constitution of a suitable larger Bench in accordance with law.

.........................................................J.
                                    (V. GOPALA GOWDA)
March 13, 2015,
New Delhi.

                        IN THE SUPREME COURT OF INDIA
                        CIVIL APPELLATE JURISDICTION
                      CIVIL APPEAL NO(s). 2836 OF 2015
                 (Arising out of S.L.P.(C) No. 6016 of 2014


SHASHIKALA & ORS.                                        ... APPELLANT(S)
                              VERSUS
GANGALAKSHMAMMA & ANR                                    ...RESPONDENT(S)

                            O R D E R

      Since we have disagreed only  insofar  as  the  addition  towards  the
future prospects in case of self-employed or fixed wages to be added to  the
compensation towards the dependency, the matter may  be  placed  before  the
Hon'ble the Chief Justice  of  India  for  appropriate  orders  towards  the
constitution of a suitable larger Bench to decide the said issue.
      Pendente lite  the  said  issue,  the  enhanced  compensation  of  Rs.
4,62,938/- along with interest at the rate of 9% p.a. from the date  of  the
claim petition till the date of realisation shall be paid within four  weeks
from today by way of a  demand  draft  or  be  deposited  before  the  Motor
Accident Claims Tribunal, Bangalore, to  enable  the  appellants  herein  to
withdraw the same.

                                               ...........................J.
                                                        (V. GOPALA GOWDA)

                                                ..........................J.
                                                           (R. BANUMATHI)
      NEW DELHI,
      MARCH 13, 2015
-----------------------
[1]





      [2] (2013) 9 SCC 54
[3]   [4] (2013) 9 SCC 65
[5]   [6] (2009) 6 SCC 121
[7]   [8]  (2012) 6 SCC 421
[9]   [10] (2013) 9 SCC 65
[11]  [12] (2003) 2 SCC 274
[13]  [14] (2009) 6 SCC 280
[15]  [16] (2009) 13 SCC 710
[17]  [18] (2013) 9 SCC 166
1


       (2013) 9 SCC 65
2      (2013) 9 SCC 54
3      (1994) 2 SCC 176
4      (1996) 3 SCC 179
5      (2003) 3SCC 148
6      (2009) 6 SCC 121
7       (2012) 6 SCC 421
8      (2001) 4 SCC 448
9      (2002) 1 SCC 1
1     0 (2005) 2 SCC 673
1     1      ((2014) 3 SCC 210