Supreme Court of India (Division Bench (DB)- Two Judge)

Appeal (Civil), 2377 of 2015, Judgment Date: Feb 24, 2015

                                                                  REPORTABLE

                        IN THE SUPREME COURT OF INDIA
                        CIVIL APPELLATE JURISDICTION

                        CIVIL APPEAL NO. 2377 OF 2015
                  (Arising out of SLP (Civil) No.7213/2014)


S. PERUMAL                                                   ... Appellant

                                   Versus

K. AMBIKA & ANR.                                           ... Respondents

                               J U D G M E N T


R. BANUMATHI, J.

            Leave granted.

2.          The appellant in the instant appeal is  seeking  enhancement  of
compensation awarded to him in M.C.O.P. No.597/2009 by  the  Motor  Accident
Claims Tribunal,  Namakkal.
3.          The brief facts of  the  case  are:-  On  18.11.2009,   a  lorry
bearing Registration No. TN 27 0907 owned by Respondent No.1,  while  driven
by his driver in  a  rash  and  negligent  manner  dashed  TVS  50  (bearing
Registration No. TN 28 X 4892) driven by the appellant from behind,  due  to
which appellant sustained in the eye-brow, chest and multiple  injuries  all
over the body.  The second respondent herein is an  insurance  company  with
which the vehicle involved in the accident was insured.
4.          Appellant filed an application before the Motor Accident  Claims
Tribunal, claiming compensation of Rs.5,00,000/- for the injuries  sustained
by him in the alleged accident.  The  tribunal  upon  consideration  of  the
rival contentions,  vide  order  dated  9.09.2011  awarded  compensation  of
Rs.25,300/-  alongwith  interest  at  the  rate  of  7.5%  per  annum.   The
appellant being dissatisfied with the  amount  of  compensation,  approached
the High Court of Judicature at Madras in C.M.A. No.554/2013,  wherein  vide
impugned judgment dated 27.2.2013, the High Court refused to interfere  with
the findings of the tribunal on the ground that the appellant  has  suffered
only simple injuries.
5.          Contention of the appellant is that at the time of the  accident
he was working as a labourer in a Poultry Farm and  was  earning  Rs.6,000/-
per month. The accident has caused multiple rib fractures to  the  appellant
which has severely affected appellant's ability to work in the Poultry  Farm
or to do any physical work.  Thus,  appellant  has  contended  that  he  has
sustained permanent disabling injury  and  therefore  the  learned  tribunal
erred in relying on self-contradictory testimony of        Dr.  Balaji  (RW-
1) of  Vinayaga  Mission  Hospital,   Salem,  who  has  prepared  the  wound
certificate (Ex. X4) on the basis of case sheet (Ex. X3) to the effect  that
the appellant has suffered only two simple injuries.
6.          Per contra, the learned counsel for the insurance  company  has,
by and large, supported the impugned judgment.
7.          We have considered the rival contentions of  both  the  parties.

8.          Appellant in his claim petition  has  pleaded  that  immediately
after  the  incident,  the  injured  appellant  was  admitted  in   Aravinth
Hospital, Namakkal where he  had  taken  his  first  aid  and  then  he  was
admitted in Vinayaga  Mission  Hospital,  Salem  for  treatment,  and  after
taking  treatment,  appellant  has  taken  further  treatment   in   Maruthi
Hospital.
9.          In his evidence, claimant stated that he had sustained  multiple
fractures and had taken treatment at  Vinayaga  Mission  Kripananda  Variyar
Medical (VMKVM) College and Hospital.  To  substantiate  his  evidence,  Dr.
Govindasamy (PW-2), Medical Officer of VMKVM was examined  on  the  side  of
the claimant.  He deposed that the appellant was admitted  as  an  inpatient
on 18.11.2009 and medical treatment was given to him and he  was  discharged
on 24.11.2009.   PW-2 further stated that  X-ray  was  taken  of  the  chest
portion and found fractures in right ribs 5th to 8th and Report of the  same
is marked as Ex.X1.  Further  in  the  primary  records  maintained  in  the
hospital, it is stated in column of final diagnosis that there are  multiple
right rib fractures 5, 6, 7, 8 and the copy of the same was marked as  Ex.X2
which  is  prepared  after  comparing  with  the  original.  During   cross-
examination of PW-2, suggestion was put to him that the  appellant  did  not
sustain fractures of right ribs 5th to 8th and the same was denied by PW-2.
10.         The tribunal discarded radiologist report of VMKVM  College  and
Hospital on the ground that the  claimant  had  not  pleaded  in  his  claim
petition about the treatment in VMKVM  College.   Thus,  appellant  did  not
specifically plead that he  was  treated  in  VMKVM  College  and  Hospital.
However, in our considered view,  it  can  not  be  taken  as  a  ground  to
discard the radiologist report of VMKVM College and Hospital.  Rather,  this
seems  to  be  the  inadvertence  while  drafting  the  claim  petition,  as
confusion is likely to happen, when admittedly both the hospitals are  under
the same management i.e. Vinayaga Mission.  The appellant  was  brought  for
admission in Vinayaga Mission Hospital, Salem at 9.30 p.m.  but  refused  to
admit himself as an in-patient. But immediately, the  next  morning  he  got
his X-ray from VMKVM College  and  Hospital,  which  is  admittedly  a  free
hospital.
11.         Relying  upon  the  evidence  of  RW-1-Dr.  Balaji  attached  to
Vinayaga Mission Hospital, the tribunal did not accept the version of PWs  1
and 2.  RW-1  stated  that  as  per  the  case  sheet  (Ex.  X3),  appellant
sustained (1) 4cm x 2cm abrasion on the right jaw (2) abrasions  also  found
on both the knees, there was no other injury except  the  above  two.   RW-1
further stated that he advised claimant to admit as an inpatient but he  was
not so admitted.   In Vinayaga Mission Hospital, Salem  there  was  no  free
treatment. The Discharge Summary duly  recorded  on  examination,  appellant
had swelling, tenderness and crepitus  right  side  of  chest  and  had  rib
fractures.  The Radiology report notes that appellant suffered fractures  in
5th  to  8th  ribs.   Appellant  further  required  Rib  Belt  Support   and
Analgesics  to  relieve  himself  from  pain.   It  appears  that  appellant
discharged himself from VMKVM College and Hospital on 24.11.2009 and on  the
same day admitted himself in Maruthi  Hospital,  Namakkal  and  got  himself
discharged on 27.11.2009. The claimant/appellant who is  mere  labourer  was
perhaps reluctant to get himself admitted in a paid hospital.
12.         The primary evidence of PWs 1 and 2 and Radiology  report  ought
not to have been discarded in the absence of any cogent evidence led by  the
respondent  stating  that  they  are  false.   Thus,  the   appellant   duly
discharged his initial burden of proof  and  after  that  it  was  upon  the
respondents to lead further evidence. Dr. Balaji (RW-1) himself admitted  in
his                    re-examination that he did not  check  whether  there
was any injury on the right ribs.
13.         Dr. M. Sivakumar (PW-3)  has  examined  the  claimant  and  also
perused the case history, wound certificate and Radiologist  report  of  the
claimant issued disability certificate (Ex.P11) opining that  the  permanent
disability is 25%.              Dr.  Sivakumar  opined  that  ".....fracture
is malunited.  He has pain and swelling  (rt.)  right  chest  wall.  He  has
difficulty in breathing.  He often gets respiratory infection.  He  can  not
do any hard work.  He can not bend or lift  any  heavy  weight.   His  daily
activity is affected...". Dr. Sivakumar (PW-3) assessed  the  disability  at
25%,  for which he has not only relied  upon  the  case  history  and  wound
certificate  but  had  also  clinically  and  radiologically  examined   the
claimant.  In our view, tribunal and  the  High  Court  were  not  right  in
brushing aside the evidence of  PW-3  and  Ex.P6  (disability  certificate).
Tribunal and High  Court  have  committed  an  error  in  holding  that  the
claimant has sustained only simple injuries.  In  exercise  of  jurisdiction
under Article 136 of the Constitution, though this Court would not  normally
re-appreciate the facts and evidence, however, when the courts  below  erred
in ignoring material evidence,  this  Court  can  always  re-appreciate  the
evidence in order to render justice to the parties.
14.         The injured claimant is to  be  compensated  for  his  permanent
disability and also for loss of earning due  to  his  inability,  the  whole
idea is to put claimant in  the  same  position  as  he  was  prior  to  the
accident.  In 2011 ACJ  1  (SC)  (Raj  Kumar  v.  Ajay  Kumar),  this  Court
considered the principles for awarding compensation  in  injury  cases,  and
held as under:
"The provision of the Motor Vehicles Act, 1988 ('the Act', for short)  makes
it clear that the award must be just, which means that compensation  should,
to the extent possible, fully and adequately restore  the  claimant  to  the
position prior to the accident.  The object of awarding damages is  to  make
good the loss suffered as a result of wrong done as far as money can do  so,
in a fair, reasonable and equitable manner.  The  court  or  tribunal  shall
have to assess the damages objectively and exclude  from  consideration  any
speculation or fancy, though some conjecture with reference  to  the  nature
of disability and its consequences is inevitable.  A person is not  only  to
be compensated for the physical injury, but  also  for  the  loss  which  he
suffered as a  result  of  such  injury.   This  means  that  he  is  to  be
compensated for his inability to lead a full life, his  inability  to  enjoy
those normal amenities which he would have enjoyed but for the injuries  and
his inability to earn as much as he used to earn or could have earned...

(5)   The heads under which  compensation  is  awarded  in  personal  injury
cases are the following:
Pecuniary damages (Special damages)
(i)    Expenses   relating   to   treatment,   hospitalization,   medicines,
transportation, nourishing food and miscellaneous expenditure.
(ii)  Loss of earnings (and other gains) which the injured would  have  made
had he not been injured, comprising :
(a)   Loss of earnings during the period of treatment;
(b)   Loss of future earnings on account of permanent disability.
(iii)       Future medical expenses.
Non-pecuniary damages (General damages)
(iv)  Damages for pain,  suffering  and  trauma  as  a  consequence  of  the
injuries.
(v)   Loss of amenities (and/or loss of prospects of marriage).
(vi)  Loss of expectation of life (shortening of normal longevity.)
In routine personal injury cases, compensation will be  awarded  only  under
heads.
(i), (ii) (a) and (iv).  It is only in serious cases of injury, where  there
is specific medical evidence corroborating the  evidence  of  the  claimant,
that compensation will be granted under any of the heads  (ii)  (b),  (iii),
(v) and (vi) relating to loss of future earnings  on  account  of  permanent
disability, future medical expenses,  loss  of  amenities  (and/or  loss  of
prospects of marriage) and loss of expectation of life."

18.   In 2012 ACJ 28 (Govind Yadav v. New India Assurance Company  Limited),
this Court held as under:-

"15. In our view, the principles laid down in Arvind  Kumar  Mishra  v.  New
India Assurance Co. Ltd., 2010 ACJ 2867 (SC) and Raj Kumar  v.  Ajay  Kumar,
2011 ACJ 1 (SC), must be followed by all the tribunal and  the  High  Courts
in determining the  quantum  of  compensation  payable  to  the  victims  of
accident, who are  disabled  either  permanently  or  temporarily.   If  the
victim of the accident suffers permanent  disability,  then  efforts  should
always be made to award adequate compensation  not  only  for  the  physical
injury and treatment, but also for the loss of earnings  and  his  inability
to lead a normal life and enjoy amenities, which he would have  enjoyed  but
for the disability caused due to the accident."

15.         We shall now consider the  question  as  to  what  is  just  and
reasonable compensation to be awarded to the claimant.  The claimant  was  a
poultry labourer, he would have earned not less than Rs.4,500/-  per  month.
Considering  the  nature  of  occupation  of  the  claimant  and   the   25%
disability, in our considered view, lumpsum  compensation  of  Rs.2,00,000/-
towards loss  of  future  earnings,  on  account  of  permanent  disability,
Rs.13,500/- (Rs.4,500 x 3) is awarded for the loss  of  earning  during  the
period of treatment.   Considering the nature of treatment and  the  medical
bills (Exp.5), for which an  amount  of  Rs.1,00,000/-  is  awarded  towards
medical expenses;  Rs.50,000/-  is  awarded  towards  pain  and  sufferings;
Rs.10,000/- is awarded for transport charges and Rs.10,000/- is awarded  for
attendant charges;  Rs.10,000/- is  awarded towards  extra  nourishment  and
Rs.50,000/- is awarded towards loss of amenities.
16.         The compensation of  Rs.25,300/-  awarded  to  the  claimant  is
enhanced to Rs.4,43,500/-  payable with interest at the rate of 9% from  the
date of the claim  petition.   The  first  respondent-insurance  company  is
directed to deposit balance  compensation  of  Rs.4,18,200/-  with  interest
within a period of  four  weeks  from  the  receipt  of  the  copy  of  this
judgment.  On such deposit, the same shall be disbursed to the claimant.
17.   In the result, appeal is allowed in terms  of  the  above  directions.
Parties are directed to bear their own costs.

                                           ...............................J.

                                                           (V. GOPALA GOWDA)

                                            ..............................J.

                                                              (R. BANUMATHI)
New Delhi;
February 24, 2015