Rajasthan Government servants Insurance Rules,1998
No: 1111 Dated: Mar, 17 1998
FINANCE DEPARTMENT
NOTIFICATION
March 17, 1998
(First Published in the Rajasthan Rajpatra ,Extra-ordinary Gazette, Part-IV-C, sub-section (i) dated the 26th March,1998.)
G.S.R. 111,- In exercise of the powers conferred by the Article 309 of the Constitution of India and Rule 21 of the Rajasthan Service Rules,1951. The governor of Rajasthan hereby makes the following rules, namely:-
RAJATHAN GOVERNMENT SERVANTS INSURANCE RULES,1998
1. Title and commencement:-(1) These rules shall be called the Rajasthan Government servants Insurance Rules,1998.
(2) These rules shall come into force on the first day of April,1998 in the case of persons serving or appointed to a substantive post under Government of Rajasthan on or after 1st january,1954 or to a post in a Zila Parishad or Panchayat Samiti on or after 1st March ,1989 or of such organisation as specified by the Government by an order issued to that effect.
2. Definations:- In these rules unless there be anything repugnant in the subject or context-
(a) "Assurance" means the contract of assurance/Insurance for the payment ,under these rules of a certain sum of money on the occurence of the event specified therein in consideration of the premium paid by the insured and includes further insurance/assurance contract(s) on payment of additional premium or increased premium.
(b) "Department" means department of State Insurance and provident Fund ,Government of Rajasthan.
(c) "Director" means the Director of State Insurance and provident Fund Department and includes "additional","deputy" and "assistant" directors.
(d) "Fund" means the Insurance fund to which all receipts and disbursements of the Department relating to insurance scheme shall be carried.
(e) "Government" means Government of Rajasthan.
(f) "Insurance Record Book" means the book containing details of premium deducted/deposited, loans granted, contracts, including further contracts issued to the subscriber ,bonuses declared on the policy and other details prescribed by the director to be issued to each policy holder.
(g)"Insurance Scheme" means the scheme as described in these rules made applicable to class of employees mentioned in Rule 8.
(h) "Insured" means the person who has to effect assurance under these rules.
(i) "Pay" means pay as defined in the Rajasthan service Rules,1951.
(j) "Policy" means the document containing the assurance or assurances issued on the life of the insured from time to time.
(k) "Rajasthan Insurance Service" means the cadre of Insurance Service created under the Rajasthan Insurance Service Rules,1959.
(l) "State" means the State of Rajasthan.
(m)"Surrender Value " is the amount that is payable to the insured when he forgoes or is deemed to forgo the contingent benefit to the policy and surrenders or is deemed to surrender it for cash payment.
3. Management:-(1) the Director shall be responsible for superintendence ,control and management of the Department and shall be authorised to issue 'instructions' for smooth management of insurance scheme.
(2) The director may by order delegate all or any of the power conferred upon him under these rules to the officers subordinate to him. The exercise of any powers delegated under this sub-rule shall be subject to such restrictions, limitations and conditions as may be specified in the order.
(3) The government may assign or delegate to the Director or the officers subordinate to him such functions or powers which vest in the Government or are not covered by any provision of these rules as the Government may consider necessary and proper.
(4) the Government may by order provide for the matters not provided for in these rules and clarify the rules made under these rules.
4. Government gurantee:- The payment of the benefits and other sums payable under the Insurance contracts(s) entered into by the Department are guranteed by the Government out of the consolidated fund of the state.